Phishing

Phishing scams are attempts by scammers to trick you into giving out personal information such as your bank account numbers, passwords and credit card numbers.

How does this scam work?

A scammer contacts you pretending to be from a legitimate business such a bank, telephone or internet service provider. You may be contacted by email, social media, phone call, or text message.
The scammer asks you to provide or confirm your personal details. For example, the scammer may say that the bank or organisation is verifying customer records due to a technical error that wiped out customer data. Or, they may ask you to fill out a customer survey and offer a prize for participating.
Alternatively, the scammer may alert you to 'unauthorised or suspicious activity on your account'. You might be told that a large purchase has been made in a foreign country and asked if you authorised the payment. If you reply that you didn't, the scammer will ask you to confirm your credit card or bank details so the 'bank' can investigate. In some cases the scammer may already have your credit card number and ask you to confirm your identity by quoting the 3 or 4 digit security code printed on the card.
Phishing messages are designed to look genuine, and often copy the format used by the organisation the scammer is pretending to represent, including their branding and logo. They will take you to a fake website that looks like the real deal, but has a slightly different address. For example, if the legitimate site is 'www.realbank.com.au', the scammer may use an address like 'www.reallbank.com'.
If you provide the scammer with your details online or over the phone, they will use them to carry out fraudulent activities, such as using your credit cards and stealing your money.

Other types of phishing scams

  • Whaling and spear phishing - the scammer targets a business in an attempt to get confidential information for fraudulent purposes. To make their request appear legitimate, they use details and information specific to the business that they have obtained elsewhere.
  • Pharming - the scammer redirects you to a fake version of a legitimate website you are trying to visit. This is done by infecting your computer with malware which causes you to be redirected to the fake site, even if you type the real address or click on your bookmarked link.

Warning signs

  • You receive an email, text or phone call claiming to be from a bank, telecommunications provider or other business you regularly deal with, asking you to update or verify your details.
  • The email or text message does not address you by your proper name, and may contain typing errors and grammatical mistakes.
  • The website address does not look like the address you usually use and is requesting details the legitimate site does not normally ask for.
  • You notice new icons on your computer screen, or your computer is not as fast as it normally is.

Protect yourself

  • Do not click on any links or open attachments from emails claiming to be from your bank or another trusted organisation and asking you to update or verify your details – just press delete.
  • Do an internet search using the names or exact wording of the email or message to check for any references to a scam – many scams can be identified this way.
  • Look for the secure symbol. Secure websites can be identified by the use of 'https:' rather than 'http:' at the start of the internet address, or a closed padlock or unbroken key icon at the bottom right corner of your browser window. Legitimate websites that ask you to enter confidential information are generally encrypted to protect your details.
  • Never provide your personal, credit card or online account details if you receive a call claiming to be from your bank or any other organisation. Instead, ask for their name and contact number and make an independent check with the organisation in question before calling back.

Have you been scammed?

If you think you have provided your account details to a scammer, contact your bank or financial institution immediately.
We encourage you to report scams to the ACCC via the report a scam page. This helps us to warn people about current scams, monitor trends and disrupt scams where possible. Please include details of the scam contact you received, for example, email or screenshot.
We also provide guidance on protecting yourself from scams and where to get help.

Spread the word to your friends and family to protect them.

Binary Options Scams List – Blacklisted Signals

Even if you have a little knowledge about Binary Options, you must be aware of the fact that tons of Binary Options Signals are launched daily. But Wait, most of them really makes you any money? Are you having any problem in deciding a legit binary options system to invest in?
Are you looking to invest in any binary options trading software to make quick money? Then, this post is exclusively written for you. As today team of BinarySignalsAdvise.com has decided to make a list of all binary options scam system to prevent our readers from the traps of these scam softwares. Let me tell you a harsh truth if you are beginner at Binary options that 99% of the products are actually scam. (You can even check out Binary Signals Reviews section to find out that more than 95% of the products which we review are defined as scam). Moreover, We are updating this Blacklisted Signals List regularly so that you will not lose your money on any of the scam software.binary options scam

Binary Options Scam Signals List of Binary Signals Advise

Now, you must be thinking how you can spot any scam product too. Below, we are listing some of the basic things which you should check before buying any software.
  • Fake Testimonials – This is the first thing which you will find common in all of the scams. System which is legit sells itself without any need of fake testimonial actually. So before investing in any software, always check whether testimonials published on official site are real or not.
  • Exceptionally High Win Rate – This is one of the must check thing before investing in any binary options signals. Our experts found that systems which claims to have win rate over 90% are actually scam and is not possible. Generally, you will find Win Rate of 70-85% in trusted and legit software.
  • Rush Sale Tactics: It is one of the most common thing in all scam systems. They will generally show low number of spots left or few time left for joining it. It is one of the dirtiest trick played by these Scam systems to get sales.
  • No SSL Certificate: Every legit software which will really make you money will be secured by SSL. You can easily check whether any site has SSL certificate or not by checking your browser Address bar. If https:// (or green bar) is not showing in Address Bar, then you can close that site instantly.
  • Offering Huge Profit in Short Span of Time: Binary Options systems claiming huge profit within short span of time are generally scam. A scam software generally claims to make you a Millionaire in single month or similar to that. It’s truth that you can earn money in Binary Options but you can’t become Millionaire overnight using any software. So, just move to opposite direction instantly whenever you spot any binary options signal claiming such kind of offer.
  • Website Details: Generally, scam sites are registered for short span of time. So before investing into any binary options system, make sure to check its domain age and its expiring date too. As no legit company will register any domain for short period of time and instead they will register it for many years.

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